PROPERTY AND DEVELOPMENT FUNDING- INVESTMENT

We offer investors an opportunity to fund construction and development projects across the United Kingdom.

All loans are carefully considered and the projects are fully audited before we lend funding. Once agreed the terms of the loan will ensure that we at all times hold full security over an property or developments and we will ensure that as each stage of the building or development occurs we are in control.

Our model effectively employs the developer to complete the project and until the loan funds are returned the project will remain completely under our control.

This ensuring the funds borrowed are employed in an asset that will have value.

Northwest business Funding is FCA registered, however, this should not influence your decision to invest in the construction and development sector, it should give you comfort that we will manage the funds well complying with regulated like processes.

The construction and development sector is booming and lending is growing we understand the opportunity and are able to present professionally laid out investment opportunities that you as an investor can decide to invest into or not.

It is clear that investments at any time are not without risk and you should be in a position to understand these risks and carry losses should they occur.

Before we would consider your investment you would have to meet the FCA guidelines and critera pertaining to an Elective Professional Client. Full details of COB.3.5  on the FC website or the relevant terms  can be found below

ELECTIVE PROFESSIONAL CLIENT

ELECTIVE PROFESSIONAL CLIENT

COBS 3.5.3R03/01/2018RP

firm may treat a client other than a local public authority or municipality as an elective professional client if it complies with (1) and (3) and, where applicable, (2):

  1. (1)

the firm undertakes an adequate assessment of the expertise, experience and knowledge of the client that gives reasonable assurance, in light of the nature of the transactions or services envisaged, that the client is capable of making his own investment decisions and understanding the risks involved (the “qualitative test”);

  1. (2)

in relation to MiFID or equivalent third country business in the course of that assessment, at least two of the following criteria are satisfied:

  1. (a)

the client has carried out transactions, in significant size, on the relevant market at an average frequency of 10 per quarter over the previous four quarters;

  1. (b)

the size of the client‘s financial instrument portfolio, defined as including cash deposits and financial instruments, exceeds EUR 500,000;

  1. (c)

the client works or has worked in the financial sector for at least one year in a professional position, which requires knowledge of the transactions or services envisaged;

(the “quantitative test”); and

  1. (3)

the following procedure is followed:

  1. (a)

the client must state in writing to the firm that it wishes to be treated as a professional client either generally or in respect of a particular service or transaction or type of transaction or product;

  1. (b)

the firm must give the client a clear written warning of the protections and investor compensation rights the client may lose; and

  1. (c)

the client must state in writing, in a separate document from the contract, that it is aware of the consequences of losing such protections.

THE FULL COBS 3.5 can be found at this link

https://www.handbook.fca.org.uk/handbook/COBS/3/5.html#D182